Comments on: How does Healthy Living Essentials and Cigarrest get away charging Debit cards without notice? http://www.health--is--fun.com/healthy-living/how-does-healthy-living-essentials-and-cigarrest-get-away-charging-debit-cards-without-notice/280/ Some Ideas To Help Stay Fit Sat, 19 May 2012 10:41:44 +0000 http://wordpress.org/?v=2.6.5 By: gpatrick900 http://www.health--is--fun.com/healthy-living/how-does-healthy-living-essentials-and-cigarrest-get-away-charging-debit-cards-without-notice/280/#comment-532 gpatrick900 Sat, 21 Mar 2009 14:06:24 +0000 http://www.health--is--fun.com/healthy-living/how-does-healthy-living-essentials-and-cigarrest-get-away-charging-debit-cards-without-notice/280/#comment-532 Go to your bank tomorrow (Take your card with you.) and report this charge as fraudulent. Request them to to hot card your debit card. So no more recurring charges can appear. If your debit card has a MasterCard or Visa. Tell them your are claiming their zero liability policy. You should get that money back plus your NSF charges and be removed from either check systems or telcheck IF they won't do the zero policy. They must do this under the EFTA. Either way you should get your money back. According to the Ftc unauthorized transfers involving only your debit card number (not the loss of the card), you are liable only for transfers that occur after 60 days following the mailing of your bank statement containing the unauthorized use and before you report the loss. Go to your bank tomorrow (Take your card with you.) and report this charge as fraudulent. Request them to to hot card your debit card. So no more recurring charges can appear. If your debit card has a MasterCard or Visa. Tell them your are claiming their zero liability policy. You should get that money back plus your NSF charges and be removed from either check systems or telcheck

IF they won’t do the zero policy. They must do this under the EFTA. Either way you should get your money back.

According to the Ftc
unauthorized transfers involving only your debit card number (not the loss of the card), you are liable only for transfers that occur after 60 days following the mailing of your bank statement containing the unauthorized use and before you report the loss.

]]> By: MLC2345 http://www.health--is--fun.com/healthy-living/how-does-healthy-living-essentials-and-cigarrest-get-away-charging-debit-cards-without-notice/280/#comment-531 MLC2345 Fri, 20 Mar 2009 21:20:57 +0000 http://www.health--is--fun.com/healthy-living/how-does-healthy-living-essentials-and-cigarrest-get-away-charging-debit-cards-without-notice/280/#comment-531 Have you gotten any FREE business cards or anything like that from Vista Print recently. They have some tricky wording where you can sign up for other products while getting their FREE stuff. If you have...that is what happened. Have you gotten any FREE business cards or anything like that from Vista Print recently. They have some tricky wording where you can sign up for other products while getting their FREE stuff.

If you have…that is what happened.

]]> By: Melissa C http://www.health--is--fun.com/healthy-living/how-does-healthy-living-essentials-and-cigarrest-get-away-charging-debit-cards-without-notice/280/#comment-530 Melissa C Fri, 20 Mar 2009 16:40:32 +0000 http://www.health--is--fun.com/healthy-living/how-does-healthy-living-essentials-and-cigarrest-get-away-charging-debit-cards-without-notice/280/#comment-530 Same thing happened to my neighbor.Call the BBB.It took a while but she got her money back.They told her there were over 500 complaints against this company,It is one company with many names.Good luck!! Same thing happened to my neighbor.Call the BBB.It took a while but she got her money back.They told her there were over 500 complaints against this company,It is one company with many names.Good luck!!

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